Ph.D. in Finance from University of Pune, India. Also MBA (Finance) and M.Sc. (Statistics) from University of Pune.
Associate Member of the ‘Institute of Cost & Management Accountants of India’ and Chartered Member of the ‘Indian Institute of Banking & Finance’.
18 years practical banking experience with ‘State Bank of India’ and ‘Industrial Development Bank of India’. Worked mainly in corporate lending and project finance
In training & consultancy since past two decades.
– ‘Associate Professor’ at the ‘National Institute of Bank Management’, Pune (apex level training and consultancy organization set up by the Central Bank) from 1996 – 2000 and 2003 – 2005 (8 years).
-‘Senior Training Consultant’ with ‘Saudi Arabian Monetary Agency’, Riyadh during 2000-2003.
– Areas of specialization: corporate lending, project finance, infrastructure finance, credit risk management and Basle compliance.
Started own firm ‘Risk Management Associates’ in year 2005. It is engaged in training and consultancy for financial services industry, particularly in South Asia and the Middle East.
Training areas covered: topics related to finance, bank lending, trade finance, risk management and risk based internal audit.
Consultancy areas mainly covered integrated risk management and Regulatory compliance.
Part time consultant (since July 2016) with the ‘World Bank Group’ – MSME Lending Expert
Publications: Research papers relating to banking, finance, credit, risk management, asset liability management, etc. published in reputed journals both in India and outside. Wrote and published a book ‘Cash Flow Analysis for Lending and Investment’ (2016).